Loan Officer Location
About Me
Loan Officer · NMLS 403841
Hello, my name is James E. Lee, Jr. and with over 20 years of experience in the mortgage industry, I am committed to providing ideal financing options to home buyers and homeowners in the Houston Metroplex area and the great state of Alabama. Integrity is the cornerstone of my business, and I believe in building lifelong relationships with my clients.
What sets me apart from the competition is my core belief that top notch customer service is the number one priority, and my philosophy is to listen to each customer's needs and respond to those needs efficiently and effectively. I also believe that honesty and integrity is the key to building strong and lasting relationships with borrowers and business partners alike. If you’re thinking about buying or refinancing a home, you should give me an opportunity to help.
My Location
Lee Group Loans 4500 Mercantile Plaza Dr. Suite 300, Fort Worth, TX 76137
Social Survey View
James E Lee's
OVERALL RATING
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"Mr.Lee made it..."
Mr.Lee made it less stressful for a first time home buyer. He explained the process, walked me through the steps and always informed me when issues came up, told me what I needed to fix it in a timely manner. Always professional,answed questions. Went above and beyond all expectations. Thank you for making home ownership a reality.
Michael
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"James and his..."
James and his team were very helpful and answered every question I had. They replied very fast. Closing was smooth and fast
JACQUELINE
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"Mr. Lee was very..."
Mr. Lee was very informative and helpful throughout the process. He made the experience painless and I would definitely recommend his services to others.
Kacey
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Loan Program View
LOAN PROGRAMS
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Reverse MortgagesA reverse mortgage loan, like a traditional mortgage, allows homeowners to borrow money using their home as security for the loan. A Home Equity Conversion Mortgage (HECM), the most common type of reverse mortgage, is a special type of home loan only for homeowners who are 62 and older. Also like a traditional mortgage, when you take out a reverse mortgage loan, the title to your home remains in your name. However, unlike a traditional mortgage, with a reverse mortgage loan, borrowers don't make monthly mortgage payments. The loan is repaid when the borrower no longer lives in the home. Interest and fees are added to the loan balance each month and the balance grows. With a reverse mortgage loan, homeowners are required to pay property taxes and homeowners insurance, use the property as their principal residence, and keep their house in good condition.1 American Financial Network, Inc. is not acting on behalf of or at the direction of HUD/FHA or the federal government. Borrowers must continue to make property tax, insurance, and other maintenance payments in order to avoid risk of default. 1. https://www.consumerfinance.gov/ask-cfpb/what-is-a-reverse-mortgage-en-224/
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ConventionalIndustry standard loan programs with purchase and refinance options for most borrowers. These programs follow lending rules set by Fannie Mae and Freddie Mac and have the reputation for being the most affordable and quickest to close in the mortgage industry.
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FHAInsured by the Federal Housing Administration, these loans are a great option for homebuyers looking to put the minimum amount down as possible, homeowners looking for simple refinance options, and for borrowers with less than perfect credit.
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VAJust for veterans and surviving spouses! Finance up to 100% of your new home’s value with no money down, and no private mortgage insurance; or refinance your home quickly and easily with minimal paperwork.